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Thailand Health Insurance Coverage Limits

One of the most important decisions you will have to make in regard to choosing a Thailand health insurance policy is deciding which plan offers the right level of coverage that meets your healthcare requirements. Many Thailand health insurance plans will provide the policyholder with high coverage limits which will ensure continuous medical protection going forward.

Overview of Coverage Limits on Thailand Health Insurance

Thailand health insurance providers offer plans that contain high levels of coverage and these coverage limits, known within the industry as the Overall Maximum Benefit, generally range from US$1,000,000 to US$3,500,000 per annum.

Please note that coverage limits vary between health insurance providers and they may choose from a number of different ways of applying these limits. Thailand medical insurance companies will typically apply coverage limits along one of the following ways:

Lifetime Benefit Limit

This limit is valid for the full length of the policy and it details the maximum amount of coverage you can receive during that time for a specific benefit.

Annual Benefit Limit

Similar to the lifetime limit detailed above, an annual limit describes the maximum amount of coverage possible, but only during one year of the plan. The limit restarts each year as the policy is renewed and any treatment that occurred during the previous year do not impact on the limit.

Per Condition Benefit Limit

A per condition limit places a total on the amount of coverage you can receive for the treatment of a particular condition each year you are under the plan.

It is important to note that the coverage limits with most Thailand medical insurance plans will be high enough to ensure you receive comprehensive coverage according to the individual terms and conditions of your plan.

Thailand Health Insurance Information

To receive comprehensive and accurate information and help understanding Thailand health insurance plans, please complete the short request form at the top of this page. Alternatively, you can contact our research and support staff here and they will provide you with detailed information on coverage limits or any other issue relating to Thailand medical insurance.